Loan Programs & Products

From conventional loans to government-backed programs like FHA, VA, and USDA loans, there are a variety of options to fit different financial situations. Additionally, many states and local governments offer down payment assistance programs that could make homeownership more accessible. Consulting with a mortgage professional can help you identify which programs best suit your needs . . .

Loan Products & Programs

  • FHA, VA & USDA Loans
  • Fixed Rates & ARMs
  • Construction Loans
  • Non-QM Loans  & Bank Statement Programs
  • Refinance
  • Renovation Loans
  • Reverse Mortgages
Construction & Renovation LoansBuilding, remodeling, or buying? Low and no down payment options. → For Builders & ContractorsA lender your buyers can count on, with a dedicated construction manager. →

More Options Are available than you may think . . .

  • Manufactured Homes – Including Singlewides
  • Down Payment Assistance Programs
  • Reverse Mortgages/ HECM
  • Investor Loans/ DSCR
  • Second Homes
  • Credit Improvement

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What Clients Say

I highly recommend Judi! She made the process so easy and was so helpful every step of the way. She was willing to be available on my schedule and made the process much better than I expected and we closed early!

Indian Trail Family

Judi is great to work with and she was very thorough and knowledgeable throughout our whole experience. If you have any questions, Judi is amazing with her response time. Overall, Judi was great to work with and I would recommend her.

Kevin & Nancy

Working with Judi was a blessing she helped me get my dream home.

She is well informed about VA loans and making sure all the t’s are crossed and i’s are dotted.

Veteran Weaverville NC

This lady is awesome in our book. She works hard and notifies you about everything. She even went to our closing with us just to meet us and put a face to our names. Amazing friendship established during the process. Definitely goes above and beyond. Thanks again Judi!

Reed-Kilby Family

I was so inexperienced with the whole home buying process and Judi took care of EVERYTHING. She worked so hard to iron out any difficulties with my paperwork or credit and made it happen for me. My dream has come true!

Z Frazier

Judi was a life saver! This was the first home in North Carolina and the first time we had purchased a home in years.

Judi guided us through the process and happily answered our questions and concerns. I can’t imagine the purchase without her.

K Gary